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Refinance Documents Checklist

Refinance Checklist

Refinance Loan Timeframe.
– Up to 4 weeks

Refinance Loan Closing costs.
– Closing costs range between 1 and 4 % of loan amount
– No cost option is available.


Below is the list of documents you may need to apply for  a Refinance loan:

Documents needed for Refinance Loan.

– W-2 for the previous 2 years
– Paystubs covering 30 days period
– 2 most recent bank statements on all depository accounts
– Homeowners’ insurance information (agent’s name and phone number or Insurance Declarations page)
– Personal tax returns for the previous 2 years

+ Self Employed Borrowers only:

– Business tax returns for the previous 2 years
– Business Licenses covering a 2 year period
– Year-to-date profit and loss statement (P&L)

+ If Applicable:

– Final divorce decree
– Proof of child support receipt and continuance
– Full bankruptcy filing
– Bankruptcy discharge
– Copy of a Green Card
– Copy of SSN card
– Disability Award Letter
– SSI Award Letters
– Pension Award and Continuance Letters

Find out how much you can afford.

Get familiar with the loan process.

Get pre-approved for a mortgage.